If you are looking to sell, we can pay cash for your home and close in 7-10 business days. We can help if your home is in foreclosure, or if you’ve fallen behind on payments and are interested in a short sale. A short sale is an excellent solution because you can recover from bad credit within 2-3 years and may be able to qualify to buy a home again within 24 months. There’s no foreclosure attached to your name or social security number. Most importantly there’s no Deficiency Judgement filed against you because the bank is agreeing to take a loss by accepting the short sale! We’ve helped homeowners in foreclosure that were afraid the bank would try to recoup their losses from a short sale by targeting the homeowner and this simply does not happen. In addition, some times the bank will even help you by providing relocation funds. Our team of specially trained real estate agents and short sale specialists can work with you to assist you in finding a new home in the same community you’ve been in for years, as well as help to repair your credit and plan for buying again one day in the future.
We don’t just help homeowners undergoing foreclosures. If you’ve inherited a home from a relative, and it hasn’t been properly maintained we can help. If you’re going through divorce and want to quickly and discretely want to have your property sold, in some cases we can buy it directly from you. If you’ve been offered a job and need to move, but you feel tied to your home we’ll buy it. If you have nonpaying tenants or you’ve been away and found your home has fallen into disrepair we’re may also be able to purchase the home.
In the event your home does not match what we are looking for as an investment property, we have a network of professional and experienced licensed real estate agents that will work with you to get your home sold for as much as possible! Be aware that selling traditionally through a real estate agent can be a time consuming and costly process. Please be very vocal in any time constraints you may have so that our team may work to manage your expectations and provide you the attention and help you need.
Our short sale services and consulting are free to the homeowner!
Criteria: Proof of Ownership such as your photo ID and most recent mortgage statement
For the average home buyer, they are unaware of the options available to buy a home. For First time Homebuyers there are incentives and specialty programs tailored for you by the United States government. In order to qualify for a mortgage, you require lots of documentation and on average it can take anywhere from 45-60 days to close.
FHA mortgages usually require a minimum of 3.5% down payment to purchase along with closing costs.
VA has programs that can require no (0%) down payment and may even finance some of the closing costs for Veterans. This means you hardly have to have any cash on hand yourself and in some cases you’re exempt from paying property taxes on your primary residence for the entire time you own your home.
Fannie Mae/Freddie Mac are also great programs for homebuyers, but usually require a larger down payment. They have 3% down options as well as down payment assistance programs but these vary based on state, location of property, your financial situation, credit history, and more.
Criteria: 2 Years Most Recent Tax Returns, 2 Years Most Recent W2/W9 or 1099, 1 Month Most Recent Bank Statements, Minimum FICO score: 640+ (depending on the program)